The American Association of Credentials has just completed an independent review
of the sampler program being offered at http://paymuchless.net Their 36 point
test concludes that the program "is of substantial importance in regards to
saving consumers money in numerous daily expenses"  The program has received
an exceptional rating with a final score of 98.2 out of 100. This program has
been verified to have 600,989 active members. Active members have all joined
between October 20, 1977 and April 21, 2009. The average member has been active
for 17.8 years. Overall savings average 75.1%.